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Residential Lending

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Niche Portfolio Products and Services

As a residential niche portfolio real estate lender*, our focus is on offering a custom product line designed to help clients who fall out of the FNMA, Freddie Mac, and conventional square box of conforming loan standards.  Some of our many niches include jumbo mortgages with credit scores as low as 660, adjustable rate mortgages (ARM), fixed rate mortgages, bridge loans, blanket loans, cross liens, home improvement loans, no seasoning requirements for self-employed business owners, and other niche portfolio programs.

*We lend in the Mid- Atlantic market of Maryland, New York, New Jersey, Pennsylvania, Virginia, Delaware and Washington, D.C.

Loan Programs Meeting Today’s Needs, With Over a Century Of Experience

As a portfolio lender, we manage every single step of the mortgage process! When you work with Eastern Savings Bank, you will enjoy direct communication and creative thinking throughout your experience with us; and, when we tell you your loan is approved you can move forward with ease!

Find a Loan Specialist

Our Loan Officers can help answer all of your questions and walk you through your mortgage options.

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    All programs are subject to change and individual loans are subject to approval by Eastern Savings Bank, fsb. Offer of credit is subject to credit approval. NMLS ID: 416453