Residential Lending

Niche Portfolio Products and Services

As a residential niche portfolio real estate lender*, our focus is on offering a custom product line designed to help clients who fall out of the FNMA, Freddie Mac, and conventional square box of conforming loan standards. Some of our many niches include jumbo mortgages with credit scores as low as 660, adjustable rate mortgages (ARM), fixed rate mortgages, bridge loans, blanket loans, cross liens, home improvement loans, no seasoning requirements for self-employed business owners, and other niche portfolio programs.

*We lend in the Mid- Atlantic market of Maryland, New York, New Jersey, Pennsylvania, Virginia, Delaware and Washington, D.C.

Loan Programs Meeting Today’s Needs, With Over a Century Of Experience

As a portfolio lender, we manage every single step of the mortgage process! When you work with Eastern Savings Bank, you will enjoy direct communication and creative thinking throughout your experience with us; and, when we tell you your loan is approved you can move forward with ease!

Find a Loan Specialist

Our Loan Officers can help answer all of your questions and walk you through your mortgage options.

Contact Us Today!

All programs are subject to change and individual loans are subject to approval by Eastern Savings Bank, fsb. Offer of credit is subject to credit approval. NMLS ID: 416453

Thank you for from the bottom of my heart for all you did to help me with this refinance! I truly appreciate your willingness to work with me in so many ways. I am grateful to you and the team for the work you all did to make this refinance happen and all you do ongoing to help me be successful.

David O. Coatesville, PA

My loan settlement was a smooth success! Thank you, Eastern Savings Bank, for all of your help. I appreciate everyone's efforts on my behalf.

Joy H. Baltimore, MD

Had it not been for Ms. Miles at Eastern Savings Bank, I believe we would still be spinning our wheels! I have literally spent hours on the phone with her to identify the necessities to gain loan approvals and to confirm delivery, piece by piece. She performed as a true professional and worked overtime on our behalf to make our loans happen.

Allan G. Rockville, MD

I just wanted to thank Kurt and his team for the diligent work to get us to settlement as quickly as we did on this property. It was a smooth and painless process. I just wanted you to know that I truly appreciate your help and willingness to work with me.

David O. Exton, PA

I want to thank Damon and his team for closing my client's loan so quickly and without any snags in less than a day! I tend to criticize because I expect people to do a good job all the time, maybe that is unrealistic but when they do perform well, I like them to know. In this case it was a job well done. Thank you to your team.

Allen W. Wilmington, DE

Permanent Branch Closure Notice: Formal notice has been issued regarding the upcoming permanent closure of our Lutherville branch on August 31, 2023. You can read more about this closure and any customer impacts.

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Mortgage loan programs meeting today's needs!

Residential Lending

Niche Portfolio Products and Services

Loan Programs Meeting Today’s Needs, With Over a Century Of Experience

Find a Loan Specialist

Contact Us Today!