Residential and Commercial Portfolio Mortgage Lender
At Eastern Savings Bank, our number one goal is to make it easy for you to purchase or refinance your home or your business property. Our experienced local mortgage professionals will work with you every step of the way. We recognize that serving your needs means building a relationship that will last long after the mortgage process is complete.
As members of your local community, consider us your partner in achieving your goals.
Learn the six reasons why smart homeowners and business owners are choosing Eastern Savings Bank as their local mortgage lender:
When it comes to financing your home and your business, we believe it is important that you do business with a bank that has deep roots in the community. We have been part of Maryland’s history since 1905, and over 100 years later, we are proud to say that we are still locally owned and operated by people who were born and raised in the Baltimore area. We understand our community, its opportunities and its neighborhoods better than large out of state lenders.
In addition to offering “conforming mortgages” through a third party relationship, we have residential and commercial portfolio mortgage products to fit many circumstances that are not eligible for these rigid loan programs. We offer loans to trusts, estates, nonprofits and other atypical types of borrowers. In addition to traditional permanent and construction loans, we offer loans such as blanket mortgages (that permit you to use multiple properties as collateral for your loan) and rehabilitation loans. We can use our creativity to structure our loan products to fit your financing needs.
We understand how important it is to work with a company and people who you trust. We are building our business on referrals and that means providing the highest level of service with uncompromising integrity. Our goal is to always provide you with outstanding service and products so your experience with us will lead you to refer your family, friends and neighbors to us when they are looking for a local bank.
As a local lender, we are better equipped to focus on your mortgage needs. We offer uncompromising service and personal attention throughout the entire closing process to make sure all of your questions are answered and your concerns are addressed. Too often, out of state and internet lenders do not take personal issues or opportunities into account. These mega corporations work with so many people that you’re just a number. We assign a personal mortgage professional to assist you. This professional will work with you face-to-face, over the phone, in the field or by email from start to finish.
You benefit by getting local expertise and decision makers who live directly in the community and who will feel the impact of those decisions. Our senior mortgage originators average 25+ years of experience. Given how complicated and sometimes confusing the mortgage application process can be, having a seasoned professional sit down with you face-to-face is a tremendous advantage.
As a local lender with over 100 years of experience and strong ties to the Baltimore community, we understand the importance of reputation, which is why we always go the extra mile to make sure every one of our customers is satisfied. We are also proud of our reputation as an FDIC-insured community bank that is dedicated to community service. We support various organizations and programs that promote wellness and stability in our communities, particularly those that provide assistance to low-to-moderate income individuals and families.