Compare Checking Accounts
(Checking accounts are offered to Maryland residents only)
| Zero-Balance Checking | Club 50 Checking | Classic Checking | |
|---|---|---|---|
| What Do You Need | A simple checking account with zero minimum balance and zero monthly maintenance fees that meets all your needs. | A checking account for individuals 50 years old and better that suits your needs without all the extra costs for services you don’t use. | A checking account designed for those interested in benefits, convenience, and the ability to earn interest. All individuals 18 years of age or older, sole proprietors, non-profit organizations, and husband & wife partnerships are eligible for this account. |
| Minimum Opening Deposit | $50 | $50 | $50 |
| Monthly Service Charge (When your balance falls below the required minimum) | $0 | $7.50 | $7.50 |
| Minimum Balance Required | $0** | $100 | $500 |
| Interest Bearing Account | — | Yes, Click here for rate details. | Yes, Click here for rate details. |
| Unlimited Check Writing | Yes | Yes | Yes |
| ATM Withdrawals | Free at any Allpoint or MoneyPass Network ATM in the United States*. Click here for the Allpoint ATM locator. Click here for the MoneyPass ATM locator. | Free at any Allpoint or MoneyPass Network ATM in the United States*. Click here for the Allpoint ATM locator. Click here for the MoneyPass ATM locator. | Free at any Allpoint or MoneyPass Network ATM in the United States*. Click here for the Allpoint ATM locator. Click here for the MoneyPass ATM locator. |
| FREE Point-of-Sale Transactions | Yes | Yes | Yes |
| FREE Online Banking (EasternEase) | Yes | Yes | Yes |
| FREE Bill Pay | Yes | Yes | Yes |
| FREE Telephone Banking (EMMA) | Yes | Yes | Yes |
| Sweep Account Protection Available | Yes | Yes | Yes |
| No minimum balance for customers age 50 and better | — | Yes | — |
| FREE Notary Services | Yes ($4 per page for non-customers) | Yes ($4 per page for non-customers) | Yes ($4 per page for non-customers) |
| Gives Back to the Community | Yes, at the time of opening an account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. | Yes, at the time of opening an account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. | Yes, at the time of opening an account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. |
| Extras | — | One FREE order of standard checks per year. Three (3) FREE teller-assisted telephone transfers per month. | — |
| Account Restrictions Apply | Please call for a Truth in Savings: 800.787.7372 | Please call for a Truth in Savings: 800.787.7372 | Please call for a Truth in Savings: 800.787.7372 |
*Eastern Savings Bank provides ATM surcharge-free withdrawals at ATMs that participate in the Allpoint or MoneyPass networks. Some ATM owners that are not part of these networks may impose a surcharge fee for using their ATM. We participate in the following ATM networks: Allpoint, Cirrus, MoneyPass, NYCE, STAR, and STARsf. Refer to your account disclosure for additional information or contact our local branch office if you have any questions.
**This account does not require an average monthly balance; however, the account may be automatically closed if the balance remains at zero dollars for 90 days.