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Checking

Compare Checking Accounts

(Checking accounts are offered to Maryland residents only)

Zero-Balance Checking Club 50 Checking Classic Checking
What Do You Need A simple checking account with zero minimum balance and zero monthly maintenance fees that meets all your needs. A checking account for individuals 50 years old and better that suits your needs without all the extra costs for services you don’t use. A checking account designed for those interested in benefits, convenience, and the ability to earn interest.  All individuals 18 years of age or older, sole proprietors, non-profit organizations, and husband & wife partnerships are eligible for this account.
Minimum Opening Deposit $50 $50 $50
Monthly Service Charge (When your balance falls below the required minimum) $0 $7.50 $7.50
Minimum Balance Required $0** $100 $500
Interest Bearing Account Yes, Click here for rate details. Yes, Click here for rate details.
Unlimited Check Writing Yes Yes Yes
ATM Withdrawals Free at any Allpoint or MoneyPass Network ATM  in the United States*. Click here for the Allpoint ATM locator. Click here for the MoneyPass ATM locator. Free at any Allpoint or MoneyPass Network ATM in the United States*. Click here for the Allpoint ATM locator. Click here for the MoneyPass ATM locator. Free at any Allpoint or MoneyPass Network ATM in the United States*. Click here for the Allpoint ATM locator. Click here for the MoneyPass ATM locator.
FREE Point-of-Sale Transactions Yes Yes Yes
FREE Online Banking (EasternEase) Yes Yes Yes
FREE Bill Pay Yes Yes Yes
FREE Telephone Banking (EMMA) Yes Yes Yes
Sweep Account Protection Available Yes Yes Yes
No minimum balance for customers age 50 and better Yes
FREE Notary Services Yes ($4 per page for non-customers) Yes ($4 per page for non-customers) Yes ($4 per page for non-customers)
Gives Back to the Community Yes, at the time of opening an account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. Yes, at the time of opening an account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. Yes, at the time of opening an account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County.
Extras One FREE order of standard checks per year. Three (3) FREE teller-assisted telephone transfers per month.
Account Restrictions Apply Please call for a Truth in Savings: 800.787.7372 Please call for a Truth in Savings: 800.787.7372 Please call for a Truth in Savings: 800.787.7372

*Eastern Savings Bank provides ATM surcharge-free withdrawals at ATMs that participate in the Allpoint or MoneyPass networks. Some ATM owners that are not part of these networks may impose a surcharge fee for using their ATM. We participate in the following ATM networks: Allpoint, Cirrus, MoneyPass, NYCE, STAR, and STARsf. Refer to your account disclosure for additional information or contact our local branch office if you have any questions.

**This account does not require an average monthly balance; however, the account may be automatically closed if the balance remains at zero dollars for 90 days.