Compare Checking Accounts
(Checking accounts are offered to Maryland residents only)
| EasternEase Checking | Classic Checking | Club 50 Checking | Premier Checking | |
|---|---|---|---|---|
| What Do You Need? | A simple checking account with zero minimum balance¹ and low monthly maintenance fee options¹. It’s up to you! |
A checking account designed for those interested in benefits, convenience, and the ability to earn interest. | A checking account for individuals 50 years old and better that suits your needs without all the extra costs for services you don’t use. | A checking account tailored to those who want to take advantage of the most benefits we have to offer, and earn preferred rates on CD accounts. |
| Minimum Opening Deposit | $100 | $100 | $100 | $250 |
| Minimum Average Monthly Balance Required | $0¹ | $500 | $250 | $2,500 |
| Monthly Maintenance Fee (When your balance falls below the required minimum average monthly balance and/or account requirements are not met) | $6¹ | $10 | $7.50 | $15 |
| Account Requirements | EasternEase Online¹ + eStatement Enrollment + Direct Deposit(Must enroll in EasternEase Online + eStatements within 45 days of account opening) |
Minimum Average Monthly Balance + Direct Deposit to avoid monthly maintenance fee |
Minimum Average Monthly Balance + Direct Deposit or $500 Minimum Average Monthly Balance without Direct Deposit to avoid monthly maintenance fee |
Minimum Average Monthly Balance + Direct Deposit or $5,000 Minimum Average Monthly Balance without Direct Deposit to avoid monthly maintenance fee |
| Interest Bearing | — | Minimum average monthly balance of $500 to earn disclosed annual percentage yield (APY). Click here for rate details. | Minimum average monthly balance of $500 to earn disclosed annual percentage yield (APY). Click here for rate details. | Minimum average monthly balance of $500 to earn disclosed annual percentage yield (APY). Click here for rate details. |
| FREE Standard Checks | — | 1 free order of standard checks per year |
1 free order of standard checks per year |
2 free orders of standard checks per year |
| FREE Cashier’s Checks | — | 1 free per day; $5 for each additional |
1 free per day; $5 for each additional |
3 free per day; $5 for each additional |
| Discount on Safe Deposit Boxes (Safe deposit boxes and their contents are not FDIC insured) | — | — | — | 25% discount on any annual safe deposit box rental |
| FREE Domestic Wire Transfers | — | — | — | Yes |
| Up to $10 Reimbursement on Foreign ATM Surcharges | — | — | — | Yes |
| FREE Stop Payments | — | — | — | Yes |
| Bonus Rates on Select CD’s and IRA CD’s | — | — | — | Yes |
| FREE Online Banking (EasternEase Online) | Yes | Yes | Yes | Yes |
| FREE Mobile Banking³ (EasternEase Mobile App) | Yes | Yes | Yes | Yes |
| FREE eStatements³ | Yes | Yes – Receive a $5 bonus for eStatement enrollment | Yes – Receive a $5 bonus for eStatement enrollment | Yes – Receive a $5 bonus for eStatement enrollment |
| FREE Bill Pay³ | Yes | Yes | Yes | Yes |
| FREE Debit Mastercard® | Yes | Yes | Yes | Yes |
| Surcharge-Free ATM Withdrawals at any Allpoint® or MoneyPass® Network ATM in the United States² |
Yes | Yes | Yes | Yes |
| FREE Telephone Banking (EMMA) | Yes | Yes | Yes | Yes |
| FREE Notary Services | Yes (Fee for non-customers) | Yes (Fee for non-customers) | Yes (Fee for non-customers) | Yes (Fee for non-customers) |
| Sweep Account Protection Available | Yes | Yes | Yes | Yes |
| Overdraft Protection Services Available5 (EasternEase Credit Line) | Yes | Yes | Yes | Yes |
| FREE Point of Sale Transactions6 | Yes | Yes | Yes | Yes |
| Unlimited Check Writing | Yes | Yes | Yes | Yes |
| Compatibility with Quicken®, QuickBooks® and Mint4 (with EasternEase Online enrollment) |
Yes | Yes | Yes | Yes |
| Complimentary Consultation with a Financial Advisor | Yes | Yes | Yes | Yes |
| Discounted First Year Membership (with no enrollment fee) with AAA of Maryland | Yes | Yes | Yes | Yes |
| Gives Back to the Community | Yes, at the time of opening a new account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. | Yes, at the time of opening a new account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. | Yes, at the time of opening a new account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. | Yes, at the time of opening a new account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. |
| Account Restrictions Apply | Please click here for the Truth in Savings disclosure. | Please click here for the Truth in Savings disclosure. | Please click here for the Truth in Savings disclosure. | Please click here for the Truth in Savings disclosure. |
Disclosures
1 Minimum opening deposit of $100 required. The $6 monthly maintenance fee may be waived when you maintain enrollment in EasternEase Online, eStatements and direct deposit, and the account may be automatically closed if the balance remains at zero dollars for 90 days.
2 Eastern Savings Bank provides ATM surcharge-free withdrawals at ATMs that participate in the Allpoint® or MoneyPass® networks. Some ATM owners that are not part of these networks may impose a surcharge fee for using their ATM, and other service charges may apply for using your card outside of these networks. Refer to your account disclosure for additional information or contact your local branch office if you have any questions.
3 You must have an existing user account with EasternEase Online to utilize the EasternEase Mobile App, eStatements or Bill Pay services. Subject to availability requirements. Mobile deposits are subject to verification and may not be available for immediate withdrawal. Deposit limits and other restrictions apply. Refer to your Electronic Banking Disclosure & Agreement for details.
4 You must have an account with Quicken®, Quickbooks® or Mint to download information from your EasternEase Online account. Eastern Savings Bank is not affiliated with, nor does it endorse, Quicken®, Quickbooks® or Mint. Providing your log-in credentials or password to a third party may increase your risk of identity theft.
5 Overdraft protection via EasternEase Credit Line must be separately applied for by you and is subject to credit approval by Eastern Savings Bank.
6 Point of sale transactions are available only via an Eastern Savings Bank issued Debit Mastercard®.