Consumer CDs - Eastern Savings Bank Skip Navigation
800.787.2265
Routing # 252070639

Consumer Certificate of Deposit (CD) Accounts

Save More, Earn More With A Certificate of Deposit (CD) Account

A certificate of deposit (CD) provides a safe, secure means to invest and grow your hard earned money. Lock in to a flexible term and watch your savings grow with a guaranteed fixed rate of return.

  • Certificate of deposit options ($1,000 minimum)1,2
  • Jumbo certificate of deposit options ($100,000 minimum)1,3
  • Competitive rates and flexible terms from 3- to 60-months
  • Daily or monthly interest compounding based on term
  • FDIC Insured
  • Automatic renewals at maturity to grow your savings

 

View CD Rates

 

Calculate Interest Earnings

 

Special CD Pick Term from 9- to 14-months with 5.01% APY*. Young African American couple sitting on floor at coffee table smiling while reviewing financial statement.

Get Started And Let Us Help You Achieve Your Savings Goals

Open In Branch

Visit us in-branch to open your certificate of deposit account and let one of our amazing branch associates assist you with your savings goals.

Find A Branch

Open From Home

Simply complete a new account application and submit it via our secure document portal, and an associate will connect with you.

New Account Application

 

Saving for Retirement

Our Certificate of Deposits (CDs) are also available as Individual Retirement Accounts to support your retirement savings goals.  View our retirement savings plan options »

Jumpstart Your Savings Goals

Open a new account at Eastern Savings Bank and be part of a local, community financial institution that cares about your success. Download and complete the new account application, then visit any branch to open your account(s).

 

Contact Us To Learn More or For Assistance Opening An Account

Have questions about our certificates of deposit? Complete the form below and one of our friendly associates will be happy to address your questions.

      • Attention: For security reasons, before submitting, please ensure no confidential personal or account information is included in this form (i.e. account numbers, social security number, PIN, etc).

    Calculate Your Earning Potential To Choose The Right Term

    CD Calculator
    CD Calculator by GIGAcalculator.com

    Disclosures

    *SPECIAL CD DISCLOSURES: APY=Annual Percentage Yield. Pick your term special CD offer is available only with NEW MONEY, that is funds that are not already on deposit with Eastern Savings Bank. 5.01% APY (4.889% interest rate) with a minimum balance requirement of $10,000. A term can be chosen at account opening from between 9 to 14 months. All pick your term CD specials will automatically renew upon maturity with applicable rate at time of renewal. Terms selected between 9 to 14 months will automatically renew to a 12-month term. All advertised special APYs and terms are a limited-time promotional offer applicable as of August 1, 2024 and subject to change at any time without notice. A penalty will be imposed for early withdrawal and any withdrawal, including interest, prior to maturity and penalty fees will reduce your earnings. FDIC Insurance up to the maximum allowed by law.

    1. Account Restrictions Apply. Click here for the Truth in Savings disclosure.
    2. CD’s: The minimum balance required to open and obtain the stated annual percentage yield (APY) is $1,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Please call for a Truth in Savings.
    3. Jumbo CD’s: The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Please call for a Truth in Savings.