Rates effective as of 03-25-2023 and subject to change. Open An Account
Certificate Plans – Maryland Residents
| Certificate Plan | APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|---|
| 3-Month | 0.05% | 0.050 % | $1,000 | Daily |
| 6-Month | 0.07% | 0.070 % | $1,000 | Daily |
| 12-Month | 0.15% | 0.150 % | $1,000 | Daily |
| 13-Month ** Special ** | 2.30% | 2.274 % | $1,000 | Daily |
| 18-Month | 0.15% | 0.150 % | $1,000 | Daily |
| 19-Month ** Special ** | 2.40% | 2.372 % | $1,000 | Daily |
| 24-Month | 0.20% | 0.200 % | $1,000 | Monthly |
| 30-Month | 0.20% | 0.200 % | $1,000 | Monthly |
| 35-Month ** Special ** | 2.60% | 2.570 % | $1,000 | Monthly |
| 36-Month | 0.25% | 0.250 % | $1,000 | Monthly |
| 48-Month | 0.35% | 0.349 % | $1,000 | Monthly |
| 60-Month | 0.40% | 0.399 % | $1,000 | Monthly |
The minimum balance required to open and obtain the stated annual percentage yield (APY) is $1,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
Jumbo Certificate of Deposit Rates – Maryland Residents
| Jumbo Certificate Plan | APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|---|
| 3-Month | 0.05% | 0.050 % | $100,000 | Daily |
| 6-Month | 0.07% | 0.070 % | $100,000 | Daily |
| 12-Month | 0.15% | 0.150 % | $100,000 | Daily |
| 13-Month **Special** | 2.40% | 2.372% | $100,000 | Daily |
| 18-Month | 0.15% | 0.150 % | $100,000 | Daily |
| 19-Month **Special** | 2.50% | 2.469% | $100,000 | Daily |
| 24-Month | 0.20% | 0.200 % | $100,000 | Monthly |
| 30-Month | 0.20% | 0.200 % | $100,000 | Monthly |
| 35-Month **Special** | 2.70% | 2.664% | $100,000 | Monthly |
| 36-Month | 0.25% | 0.250 % | $100,000 | Monthly |
| 48-Month | 0.35% | 0.349 % | $100,000 | Monthly |
| 60-Month | 0.40% | 0.399 % | $100,000 | Monthly |
The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
Special Retirement Plans – Maryland Residents
| Special Retirement Plan | APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|---|
| 18 Months | 0.15% | 0.150 % | $100 | Annually |
The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
Checking Account Rates – Maryland Residents
Classic Checking, Club 50 Checking and Premier Checking
| APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|
| 0.15 % | 0.150 % | $10,000 | Daily |
| 0.08 % | 0.080 % | $5,000 | Daily |
| 0.05 % | 0.050 % | $500 | Daily |
| 0.00 % | 0.000 % | $0.01 | Daily |
The minimum amount required to open a Classic and/or Club 50 checking account is $100. The minimum amount required to open a Premier checking account is $250. Annual Percentage Yield (APY) may change after account opening. Average monthly balance avoids monthly fee. See Truth in Savings. Fees may reduce earnings. New checking accounts available for Maryland residents only. Rates are applicable for Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
EasternEase Checking & Business Checking
| APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|
| 0.00% | 0.00% | N/A | N/A |
The minimum amount required to open an EasternEase checking account is $100. See Truth in Savings for additional information. New checking accounts available for Maryland residents only. Rates are applicable for Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
Savings Account Rates – Maryland Residents
Money Market Savings and Retirement Money Market
| Minimum Balance | APY | Interest Rate | Compounding Method |
|---|---|---|---|
| $500,000 | 2.40% | 2.372% | Daily |
| $100,000 | 1.25% | 1.242% | Daily |
| $75,000 | 1.00% | 0.995% | Daily |
| $50,000 | 0.95% | 0.946% | Daily |
| $25,000 | 0.50% | 0.499% | Daily |
| $10,000 | 0.15% | 0.150% | Daily |
| $5,000 | 0.10% | 0.100% | Daily |
| $1,000 | 0.08% | 0.080% | Daily |
| $500 | 0.08% | 0.080% | Daily |
| $0 | 0.05% | 0.050% | Daily |
The minimum amount required to open a savings account is $100. Annual Percentage Yield (APY) may change after account opening. Average monthly balance avoids monthly fee. See Truth in Savings. Fees may reduce earnings. New savings accounts available for Maryland residents only. Rates are applicable for Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
Certificate Plans – Non-Maryland Residents
| Certificate Plan | APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|---|
| 3-Month | 0.05% | 0.050% | $1,000 | Daily |
| 6-Month | 0.07% | 0.070% | $1,000 | Daily |
| 12-Month | 0.15% | 0.150% | $1,000 | Daily |
| 13-Month ** Special ** | 2.30% | 2.274% | $1,000 | Daily |
| 18-Month | 0.15% | 0.150% | $1,000 | Daily |
| 19-Month ** Special ** | 2.40% | 2.372% | $1,000 | Daily |
| 24-Month | 0.20% | 0.200% | $1,000 | Monthly |
| 30-Month | 0.20% | 0.200% | $1,000 | Monthly |
| 35-Month ** Special ** | 2.60% | 2.570% | $1,000 | Monthly |
| 36-Month | 0.25% | 0.250% | $1,000 | Monthly |
| 48-Month | 0.35% | 0.349% | $1,000 | Monthly |
| 60-Month | 0.40% | 0.399% | $1,000 | Monthly |
The minimum balance required to open and obtain the stated annual percentage yield (APY) is $1,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Non-Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
Jumbo Certificate of Deposit Rates – Non-Maryland Residents
| Jumbo Certificate Plan | APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|---|
| 3-Month | 0.05% | 0.050% | $100,000 | Daily |
| 6-Month | 0.07% | 0.070% | $100,000 | Daily |
| 12-Month | 0.15% | 0.150% | $100,000 | Daily |
| 13-Month **Special** | 2.40% | 2.372% | $100,000 | Daily |
| 18-Month | 0.15% | 0.150% | $100,000 | Daily |
| 19-Month **Special** | 2.50% | 2.469% | $100,000 | Daily |
| 24-Month | 0.20% | 0.200% | $100,000 | Monthly |
| 30-Month | 0.20% | 0.200% | $100,000 | Monthly |
| 35-Month **Special** | 2.70% | 2.664% | $100,000 | Monthly |
| 36-Month | 0.25% | 0.250% | $100,000 | Monthly |
| 48-Month | 0.35% | 0.349% | $100,000 | Monthly |
| 60-Month | 0.40% | 0.399% | $100,000 | Monthly |
The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100,000. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Non-Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.
Special Retirement Plans – Non-Maryland Residents
| Special Retirement Plan | APY | Interest Rate | Minimum Balance | Compounding Method |
|---|---|---|---|---|
| 18 Months | 0.15% | 0.150% | $100 | Annually |
The minimum balance required to open and obtain the stated annual percentage yield (APY) is $100. The rate is fixed for the term of the certificate. An early withdrawal penalty may be imposed. Rates are subject to change without notice. Rates are applicable for Non-Maryland consumer accounts only. For all other customers, please call 800.787.7ESB
*Please click here for the Truth in Savings disclosure.