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Personal Savings Accounts

Eastern Savings Bank’s personal savings accounts are well-suited to help you achieve your savings goals no matter your objectives, life stage, or contribution amounts. Whether it’s our simple, flexible Money Market Savings accounts, Retirement accounts, or our longer term, higher earning Certificate of Deposit (CDs), we offer the right solutions to help achieve your goals.

Compare Personal Savings Accounts

Money Market Savings Retirement Money Market
Minimum Opening Deposit $100 $100
Minimum Average Monthly Balance Required $100 $100
Monthly Maintenance Fee
(When your balance falls below $50)
$5 $0
Interest Bearing
Click here for rate details.
Minimum average monthly balance of $100 required to earn disclosed annual percentage yield (APY). Minimum average monthly balance of $100 required to earn disclosed annual percentage yield (APY).

Open An Account


Additional Savings Solutions

Our money market savings accounts provide a safe way to save while keeping funs easily accessible whenever needed. If you’re looking for options to earn higher interest with guaranteed earnings, and do not need frequent access to the funds, then consider these alternative savings solutions.

Certificate of Deposit (CD) Accounts

Securely grow your savings with higher, fixed rate options and guaranteed earnings based on the flexible term you select.

View CD Accounts


Individual Retirement Accounts (IRA) 

Our IRA CD accounts work to prepare you for retirement by providing a safe place to grow your savings with guaranteed earnings.

IRA Information


Contact Us To Learn More or For Assistance With Opening A Personal Savings Account



    Savings accounts are offered to Maryland residents only. Account Restrictions Apply. Click here for the Truth in Savings disclosure.