Compare Savings Accounts
(Savings accounts are offered to Maryland residents only)
| Money Market Savings | Retirement Money Market | |
|---|---|---|
| What Do You Need? | For your rainy day funds and beyond, our Money Market Savings accounts earn interest, so your interest grows as your balance increases (a minimum balance is required to earn interest)! | |
| Minimum Opening Deposit | $100 | $100 |
| Minimum Average Monthly Balance Required | $100 | $100 |
| Monthly Maintenance Fee (When your balance falls below $50) | $5 | $0 |
| Interest Bearing | Minimum average monthly balance of $100 required to earn disclosed annual percentage yield (APY). Click here for rate details. | Minimum average monthly balance of $100 required to earn disclosed annual percentage yield (APY). Click here for rate details. |
| FREE Online Banking (EasternEase Online) | Yes | Yes |
| FREE Mobile Banking² (EasternEase Mobile App) | Yes | Yes |
| FREE eStatements² | Yes | Yes |
| FREE Bill Pay² | Yes | — |
| Surcharge-Free ATM Withdrawals at any Allpoint® or MoneyPass® Network ATM in the U.S.¹ |
Yes | — |
| Compatibility with Quicken®, QuickBooks® and Mint³ (with EasternEase Online Enrollment) |
Yes | Yes |
| FREE Telephone Banking (EMMA) | Yes | Yes |
| Gives Back to the Community | Yes, at the time of opening a new account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. | Yes, at the time of opening a new account, Eastern Savings Bank will donate $5 toward a local organization within the community of the deposit branch. These charities include: Ahavas Yisrael Charity Fund, Family & Children’s Services of Central Maryland, Jewish Family Services, St. Peter’s Pantry, and Voices for Children of Howard County. |
| Account Restrictions Apply | Please click here for the Truth in Savings disclosure. | Please click here for the Truth in Savings disclosure. |
Individuals Under 18
To help teach our future adults the importance of saving money, spending habits and familiarity with banking, it’s easy to avoid a monthly maintenance fee on savings accounts for individuals under the age of 18 years, regardless of the balance, as long as there has been some activity on the account in the past 6 months.
Disclosures
1 An Eastern Savings Bank primary checking account and debit Mastercard® are required for ATM access to a Money Market Savings account. Eastern Savings Bank provides ATM surcharge-free withdrawals at ATMs that participate in the Allpoint® or MoneyPass® networks. Some ATM owners that are not part of these networks may impose a surcharge fee for using their ATM, and other service charges may apply for using your card outside of these networks. We participate in the following ATM networks: Allpoint®, Cirrus®, MoneyPass®, NYCE® and STAR®. Refer to your account disclosure for additional information or contact your local branch office if you have any questions.
2 You must have an existing user account with EasternEase Online to utilize the EasternEase Mobile App, eStatements or Bill Pay services. Subject to availability requirements. Mobile deposits are subject to verification and may not be available for immediate withdrawal. Deposit limits and other restrictions apply. Refer to your Electronic Banking Disclosure & Agreement for details.
3 You must have an account with Quicken®, Quickbooks® or Mint to download information from your EasternEase Online account. Eastern Savings Bank is not affiliated with, nor does it endorse, Quicken®, Quickbooks® or Mint. Providing your log-in credentials or password to a third party may increase your risk of identity theft.