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Meet Our Team

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Keith Zickar Eastern Savings BankKeith Zickar

Senior Vice President, Chief Lending Officer
NMLS ID: 2067074
kzickar@easternsavingsbank.com
410.568.6037 Office

Keith Zickar, Chief Lending Officer, has over 40 years of lending experience, both consumer and commercial. Keith has spent his career in the Maryland market serving as both an individual producer and team leader. By building relationships with his clients, he is able to assist individuals and businesses in finding the right products and services as they work toward achieving their financial goals. At Eastern Savings Bank, Keith is responsible for directing and coordinating all loan activities, establishing and implementing the Bank’s lending policies, as well as leading a dedicated and knowledgeable team of sales professionals.  When not at work, Keith loves to spend time with his family, especially his grandsons and granddog, and is a competent automobile mechanic when it comes to diagnosing and fixing his family’s cars.


Kurt Klebrowski Eastern Savings BankKurt Klebrowski

Senior Loan Officer
NMLS ID: 1224011
Kklebrowski@easternsavingsbank.com
410.568.6140 Office
410.350.6287 Cell

Kurt Klebrowski, Senior Loan Officer, joined the Eastern Savings Bank loan origination team in 1993. He has experience originating conforming, correspondent and portfolio (residential and commercial) loans as well as several years’ experience with portfolio underwriting. He helped develop and foster the “Officer/Teacher Next Door Program”, which provided a much-needed source of responsible, safe, and well secured lending to Baltimore City and neighboring counties of Maryland. In addition to exhibiting both a “positive attitude” and “can do” spirit everyday, building rapport and earning trust and respect from his clients are his top priorities.


Rebecca Papa Eastern Savings BankRebecca Papa

Senior Loan Officer
NMLS ID: 474231
Rpapa@easternsavingsbank.com
410.568.6032 Office
410.963.4882 Cell

Rebecca Papa, Senior Loan Officer, joined Eastern Savings Bank in 1993. With over 20 years of lending experience, her knowledge of both residential and commercial lending is extensive. She has spent the majority of her lending career focused on the Mid-Atlantic region with a particular expertise in New York. She prides herself in developing meaningful relationships with her clients and is faithfully there for them from application, to closing, and beyond. 


Scott Freitag Eastern Savings Bank

Scott Freitag

Senior Loan Officer
NMLS ID: 1502168
SFreitag@easternsavingsbank.com
410.568.6173 Office
410.218.5308 Cell

Scott Freitag, Senior Loan Officer, is a native of Maryland where he studied Finance and Economics at Towson University. Today, with over 25 years of diverse mortgage experience, his greatest pleasure remains bringing his clients together with the right resources and providing exceptional service. With his depth of experience and knowledge in conforming and non-conforming loan origination, he understands that there is no single approach to helping people achieve their goals. In his free time, Scott loves to hang out with his family and to take very long bike rides in excess of 80 miles on weekends with his friends.


Antoinette MilesAntoinette Miles

Loan Officer / Senior Lending Specialist
NMLS ID: 470249
amiles@easternsavingsbank.com
410.568.6162 Office
443.462.9432 Cell

Antoinette Miles, Loan Officer, has over 14 years’ experience in the mortgage industry with an emphasis on developing and maintaining strong client relationships. She holds a B.S. in Nursing & Psychology from Villa Julie College, and has successfully applied her passion for helping others toward a fulfilling career in mortgage lending. It is extremely rewarding to see her customers achieve financial wellness by creating custom financial plans for each of their unique situations. In her spare time, Antoinette loves being with her family, boating, running, and lounging at the beach.

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