We are accepting mortgage loan applications.
Keith Zickar, Chief Lending Officer, has over 40 years of lending experience, both consumer and commercial. Keith has spent his career in the Maryland market serving as both an individual producer and team leader. By building relationships with his clients, he is able to assist individuals and businesses in finding the right products and services as they work toward achieving their financial goals. At Eastern Savings Bank, Keith is responsible for directing and coordinating all loan activities, establishing and implementing the Bank’s lending policies, as well as leading a dedicated and knowledgeable team of sales professionals. When not at work, Keith loves to spend time with his family, especially his grandsons and granddog, and is a competent automobile mechanic when it comes to diagnosing and fixing his family’s cars.
Bill Monacelli, Vice President of the Commercial Lending Division, has been with the Bank for over 32 years. As the Senior Commercial Loan Officer, he is responsible for developing new business relationships for the Bank, managing existing loan portfolios, and interacting with Bank personnel in various divisions to serve the needs of Bank customers. His hobbies include all things construction, ice hockey, and fishing.
Kurt Klebrowski, Senior Loan Officer, joined the Eastern Savings Bank loan origination team in 1993. He has experience originating conforming, correspondent and portfolio (residential and commercial) loans as well as several years’ experience with portfolio underwriting. He helped develop and foster the “Officer/Teacher Next Door Program”, which provided a much-needed source of responsible, safe, and well secured lending to Baltimore City and neighboring counties of Maryland. In addition to exhibiting both a “positive attitude” and “can do” spirit everyday, building rapport and earning trust and respect from his clients are his top priorities.
Rebecca Papa, Senior Loan Officer, joined Eastern Savings Bank in 1993. With over 20 years of lending experience, her knowledge of both residential and commercial lending is extensive. She has spent the majority of her lending career focused on the Mid-Atlantic region with a particular expertise in New York. She prides herself in developing meaningful relationships with her clients and is faithfully there for them from application, to closing, and beyond.
Scott Freitag, Senior Loan Officer, is a native of Maryland where he studied Finance and Economics at Towson University. Today, with over 25 years of diverse mortgage experience, his greatest pleasure remains bringing his clients together with the right resources and providing exceptional service. With his depth of experience and knowledge in conforming and non-conforming loan origination, he understands that there is no single approach to helping people achieve their goals. In his free time, Scott loves to hang out with his family and to take very long bike rides in excess of 80 miles on weekends with his friends.
Antoinette Miles, Loan Officer, has over 14 years’ experience in the mortgage industry with an emphasis on developing and maintaining strong client relationships. She holds a B.S. in Nursing & Psychology from Villa Julie College, and has successfully applied her passion for helping others toward a fulfilling career in mortgage lending. It is extremely rewarding to see her customers achieve financial wellness by creating custom financial plans for each of their unique situations. In her spare time, Antoinette loves being with her family, boating, running, and lounging at the beach.
Join Our Team!
Join our growing network of approved brokers and achieve more closed loans. We make the approval process simple for you – Call any of our representatives to assist you in getting set up today.