Kirk Warner, Chief Lending Officer and Senior Vice President of the Bank’s Loan Origination Division, has been part of the Eastern Savings Bank team since 1990. His wealth of mortgage lending (portfolio and saleable) and real estate (management and sales) experience is an asset to the Bank and clients served. Kirk is also an avid sports fan, particularly soccer, football and baseball.
Bill Monacelli, Vice President of the Commercial Lending Division, has been with the Bank for over 32 years. As the Senior Commercial Loan Officer, he is responsible for developing new business relationships for the Bank, managing existing loan portfolios, and interacting with Bank personnel in various divisions to serve the needs of Bank customers. His hobbies include all things construction, ice hockey, and fishing.
Matthew Scarborough, Senior Commercial Loan Officer, has been a team player at Eastern Savings Bank since 1996. A lifelong passion for real estate accompanied by his valuable knowledge and experience make him an expert when helping commercial lending clients conceptualize their financial decisions. Matthew’s interests include live music, traveling the world, experiencing cultures and spending time with his wife and 2 children. He is a 1992 graduate of Villanova University.
Mike Barrett, Vice President of the Bank’s Loan Originations Division, joined Eastern Savings Bank in 1989. In his career at Eastern Savings Bank, Mike has managed or worked in many capacities, including Underwriter and REO manager. His experience and knowledge of the lending industry, coupled with his ability to make you feel like you’re his only customer, provide him the unique set of tools to manage your loan request. At his leisure, Mike enjoys golfing and fishing.
Kurt Klebrowski, Senior Loan Officer, joined the Eastern Savings Bank loan origination team in 1993. He has experience originating conforming, correspondent and portfolio (residential and commercial) loans as well as several years’ experience with portfolio underwriting. He helped develop and foster the “Officer/Teacher Next Door Program”, which provided a much-needed source of responsible, safe, and well secured lending to Baltimore City and neighboring counties of Maryland. In addition to exhibiting both a “positive attitude” and “can do” spirit everyday, building rapport and earning trust and respect from his clients are his top priorities.
Rebecca Papa, Senior Loan Officer, joined Eastern Savings Bank in 1993. With over 20 years of lending experience, her knowledge of both residential and commercial lending is extensive. She has spent the majority of her lending career focused on the Mid-Atlantic region with a particular expertise in New York. She prides herself in developing meaningful relationships with her clients and is faithfully there for them from application, to closing, and beyond.
Scott Freitag, Senior Loan Officer, is a native of Maryland where he studied Finance and Economics at Towson University. Today, with over 25 years of diverse mortgage experience, his greatest pleasure remains bringing his clients together with the right resources and providing exceptional service. With his depth of experience and knowledge in conforming and non-conforming loan origination, he understands that there is no single approach to helping people achieve their goals. In his free time, Scott loves to hang out with his family and to take very long bike rides in excess of 80 miles on weekends with his friends.
Antoinette Miles, Loan Officer, has over 14 years’ experience in the mortgage industry with an emphasis on developing and maintaining strong client relationships. She holds a B.S. in Nursing & Psychology from Villa Julie College, and has successfully applied her passion for helping others toward a fulfilling career in mortgage lending. It is extremely rewarding to see her customers achieve financial wellness by creating custom financial plans for each of their unique situations. In her spare time, Antoinette loves being with her family, boating, running, and lounging at the beach.
Damon Hild, Loan Officer, has over 17 years in the mortgage industry. He has considerable experience and knowledge in both retail and wholesale mortgage lending. In addition, he holds a Maryland Property and Casualty Insurance Producer’s license. Damon has a strong belief that superior customer service is key to the lasting relationships that he maintains with his clients. When he is not working, he is enjoying family time with his fiance and daughter in their Baltimore County home. They enjoy some of their free time on the eastern shore of Maryland and in the mountains of Virginia.
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