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News & Announcements
Eastern Interest Newsletter November-December 2023
The new issue of the Eastern Interest newsletter is available. Read through it and check out the helpful tips, news, and reminders including: Stop! Is It A Scam? Home Financing Solutions Now Is The Opportunity To Save Business Banking You… Read More
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Budgeting, Banking, & Saving
Why It’s a Good Time to Save in a Certificate of Deposit
There are always numerous economic factors that impact our personal finances. However, over the past several months we have seen a rapid shift in the economy driven by changes to the federal funds rate, set by the Federal Reserve. The… Read More
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Credit & Debt, Mortgages & Lending
Understanding Debt Yield in Real Estate Lending
In the world of real estate lending, as a borrower it’s critical to have a strong understanding of various financial metrics used by lenders evaluating your loan application. One such metric that plays a pivotal role in evaluating the risk… Read More
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Mortgages & Lending
FHA Loans Are Not Just for First-Time Home Buyers
Debunking A Common FHA Loan Myth. They Are Not Just for First-Time Home Buyers The financial aspect of buying a new home can often be daunting, especially for first-time buyers. With varying mortgage loan types and down payments requirements, it… Read More
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News & Announcements, Uncategorized
Eastern Interest Newsletter September-October 2023
The new issue of the Eastern Interest newsletter is available. Read through it and check out the helpful tips, news, and reminders including: Affordable Home Financing Solutions Tips To Protect Yourself While Safely Using Payment Apps Mobile Betting In Maryland… Read More
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Credit & Debt, Mortgages & Lending
Debt Service Coverage Ratio in Real Estate Investment Lending
Understanding the Debt Service Coverage Ratio in Real Estate Investment Lending: Impact, Management, and Improvement There is a lot to understand and be aware of when it comes to real estate investment lending. A lot of information is requested and… Read More
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News & Announcements
Eastern Interest Newsletter July-August 2023
The new issue of the Eastern Interest newsletter is available. Read through it and check out the helpful tips, news, and reminders including: Important Lutherville Branch Closing Reminder From The Eastern Interest Blog – Our Latest Educational Insights To Help… Read More
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Fraud & Security
Safely Using Mobile Payment Apps
Safely Using Mobile Payment Apps: Minimizing Account Balances and Best Practices for Enhanced Security Digital technology has made it easy to spend, manage, and move money. There have been rapid advancements in the digital payments space with numerous mobile and… Read More
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Budgeting, Banking, & Saving
A Guide To Mastering the 50/30/20 Budgeting Rule
Saving money is an essential aspect of personal finance, but it can often feel overwhelming and confusing. Like most success stories though, having a plan to follow will keep you moving along the right path. One savings plan that is… Read More
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Fraud & Security
Avoiding And Protecting Yourself From Spoofing Scams
Telemarketers and criminals routinely adopt new ways to get you to answer their calls. But an increasingly common technique scam artists have been using is to falsify or “spoof” their caller ID information. What Is Spoofing? Spoofing is when a… Read More